A house is easily one of the biggest
investments that you will make in your lifetime. So, it’s natural if you are
apprehensive about the purchase. You may also wonder what are the kind of
things that you need to know about the process. The good news is that you are
at the right place, for we will discuss all the important things that you need
to know. These are:
When comparing your options for houses,
location has to be one of the top two factors that you should consider. You
want a house that’s close to your office, major shopping centres, place of
worship, and schools. In fact, since school and workplace are two places that
will commute to the most, these should be the key deciding locations.
Apart from the nearness of the key spots in
the city, the location of the neighbourhood is also that you should pay
attention to. What you want to find out is the overall atmosphere of the neighbourhood
and the crime rates in the area.
2. Number of
Bedrooms and Bathrooms
Most people prefer homes that have at least
two bedrooms and bathrooms. If you have children, or you wish to have children
in the near future, then it’s better to look for a home that has more bedrooms
If your budget allows, then going for an
extra bedroom can really pay off. This is because this room can be doubled as a
home office, hobby room (for painting, music lessons, etc.) or rented out too,
granted you know
the rules. In the same way, an extra bathroom can be of huge convenience if
and when guests come over.
3. Insurance Rates
Regardless of whether you are buying a home
for yourself or to rent it out, you should consider getting home insurance. It
can protect your safe haven from fire, floods, earthquakes, etc. You also get
liability insurance that can cover the damages if someone sues you for an
accident that takes place at your property. Just be sure to compare
homeowners insurance rates so that you get the best deal, and that your
household budget isn’t affected either.
4. Real Estate Agent
There are all kinds of websites on the
Internet where you can get news on the real estate market, the various
properties that are up for sale in your location, etc. However, it’s a good
idea to take help from a professional, i.e. a reliable real estate agent.
A trusted real estate agent can help you
find the perfect home that also fits your budget with ease. They can answer all
your queries, complete the formalities swiftly, and prevent your deal from
getting caught in the red tape. What’s more, you don’t even have to pay a penny
for their service as they usually get their commission from the seller himself.
5. Age of House
There are many reasons why you may want to
buy a really old house. For instance, you may like the architecture of the
previous generations, or maybe you are just getting a good deal on an old home.
Whatever is the case, you should be willing to deal with the upgrades and
repairs that the property may need. For instance, you can learn how
to repurpose/refinish old furniture and how to pick the right paints for
older buildings. Another important thing that you should check is that the
building code is in compliance with the latest rules (the codes may change over
a long period of time).
6. Home Inspection
Buying a home is a lot different than
buying groceries or a new pair of shoes because, in case of the former, there
is a lot at stake. So, even if there is a home available at an attractive price
and has all the features that you are looking for, you shouldn’t make the
payment in a hurry. Don’t take your realtor’s word for it either. Do you own
background checks, compare the prices, and get to know the neighbourhood first.
You shouldn’t also skip a home inspection at any costs as there are many good reasons
why that’s important:
Prevention of unauthorized
additions or installations
Prediction of future costs
you can see by now, there are a number of things that you need to consider when
you buy a home. The process, as time-consuming and tedious it seems, is
important and must not be compromised with. The more homework you do, the
higher are the odds of you getting the perfect place.
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