What It Takes To Buy Your Dream House In Spain

November 17, 2021


A fantasy that a lot of people have is to buy a house on the Mediterranean and enjoy living the good life with wine, sun, and sea. Life is slow, relaxed and the living is easy. It may seem like a distant dream to end up living this lifestyle and in a house that ties it all together.

Yet, this scenario is much closer to reality than you might imagine it to be. Buying a house in Spain is within reach if you know what you are doing. There are a few challenges to be aware of, but it is not an impossible dream to have. In this article, we will go over what it takes to buy a home in Spain so you can decide if you do want to turn the dream into a reality.

Where do you want to live?

The first step is to decide what type of lifestyle that you want to live so you can settle on where you are most likely to be able to live the way that you want. For instance, are you into mountain living? Then the Extremedura region is likely going tobe the best fit. There you can find a property surrounded by hills, forests and rivers that lend themselves well to a lifestyle in the fresh air.

If a coastal villa with sea views is more your idea of a dream house then a Costa del Sol property will fit the bill.

The best part about Spain is the diversity in landscapes. Within a short drive you can be at the seaside, up in the mountains or even in another country. There is the Celtic influenced region of Galicia complete with rolling green hills reminiscent of Ireland and the southern area around Granada with its Moorish feel so close to Morocco.

There is something for everybody in other words.

Can foreigners buy property in Spain?

The short answer is, yes. A foreigner or expat can certainly buy a property in Spain without any restrictions. Where it gets complicated is in getting a visa or residency permit to be able to stay longer than the traditional 90 day tourist visa.

In many cases, simply buying a house is not enough to qualify for full time residency. That said, if you buy a home for over £500,000, then you will be granted a Golden Visa as it is a sizable investment in the country.

Those buying on a lower budget will be restricted to that 90 day period unless they are retired and can show a monthly passive income. If you aren’t retired, then you will have to seek out a visa that allows you to stay, such as finding a job and getting a work visa.

The rest is straight forward

The process of buying the house is not very complicated. First you will go through a real estate agent to find the right property. When you make an offer on a home the process will go through the agency.

To complete the sale, you will hire a notary to register the property for a fee. After all of that the bank will pass the papers and you now own a house in Spain.

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