Which To Choose: Buy vs Build A House?

February 8, 2022

I want my dream home to be like……” Building a home is an emotion for people. But the problem with building a home is, it tends to cost high and has a long waiting time. A cost-effective and faster alternative to building a house is buying it.


If you are on the fence between buying or building your house, this short read can help you make an informed decision.

Choice 1: Building A House

When it comes to moving into a new home, buying a home is often the first preference for many. But is it the right option for you? Let’s find out.

Pros of Building a Home

Check out the advantages of building a home:

  • Your Home Your Way

You can build your house the way you want. Your home will be a reflection of your taste.

  • Full Control

If you want to build your dream house in a specific location, building a home will give you complete control over it.

  • No Buyer Competition

When building your house, there’s no buyer competition to deal with once you have acquired the land.


  • Ensured Build Quality

When you build your home, you can choose the build material & quality of your choice. You can avoid using toxic materials such as lead paint or asbestos.

  • Energy-efficient Living Space

If you are concerned about the environment, you can build your new home with energy efficiency in mind. You can choose to build your home with green architecture and sustainability.

  • Less Maintenance

Unlike an existing house, your new home won’t demand ongoing maintenance for some years initially.

Cons of Building a Home

  • Difficulty With Getting Loan

Getting a loan is one of the hardest aspects of building a home. Also, home loans often cost higher down payments and a higher rate of interest.

  • More Effort

It takes a lot of effort to build a new house. Whether it is finding the land or hiring a builder or getting the loan or deciding the interior, it’s all on you. It demands working with a lot of people & making innumerable decisions along the way.


  • More Time

Just like Rome was not built in a day, building a home will not happen any sooner. It is a much longer process than buying a home.

  • Unexpected Cost

While you may plan your budget for building your house, your inexperience and lack of knowledge may cost you unexpected expenses along the way. This won’t just ruin your budget but can lead you into debt.

Choice 2: Buying a Home

To avoid the long waiting time and hassle of buying a home, many people these days prefer buying an existing home. All you need to do is find a good real estate agent or broker who can help them buy a good house for a great deal. Rest everything is on the broker.

So, let us now know more about the pros and cons of buying a home over building one.

Pros of Buying a Home

  • Less Time Waiting

Unlike building a new home that takes more time in construction, there’s less waiting time in buying an existing one.

  • More Options

You get more options to choose from when buying a house. You can find numerous ready-to-move-in homes in areas you desire.

  • Home Renovation Options

Even if you buy an existing house, you can always make upgrades to it as per your need and budget.


  • Less Hassle

As brokers are usually involved in getting you a home, you don’t have to face much hassle. It’s all your broker’s headache.

Cons of Buying a Home

While you are now aware of the benefits of buying a home, you should also know its drawbacks.

  • Time and Effort

While you can save your time and effort in building a home, searching for the right property can be, at times, time-consuming.

  • More Chances of Compromises 

While you can always find good homes in your desired location, there would still be aspects where you may have to compromise. For instance, finding a home with the desired floor plan can be tough.

  • Maintenance Overhead

Buying an existing home can cost you maintenance overhead. With everything older – plumbing, appliances, electricity, flooring, you may run into major maintenance issues sooner or later.

Should You Buy or Build Your Home – The Conclusion

Choosing between buying or building a home can be tricky as both of these have their own pros and cons.

Resale homes are usually cheaper. Also, it’s more convenient to move into an existing house. But you may have to make an effort to find the right property & even make certain compromises. Also, you may need to plan your budget for the renovation or maintenance of imperfect yet perfect homes.

But if you fail to find what you’re looking for, opting to build your home can be a good bet. If you are ready to wait and make intense efforts, you can go for this option. In the end, what you get will be entirely new without compromises.


Urban Splatter

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