What is the Average Cost of Home Warranty Coverage Plans for 2022

March 26, 2022

A home warranty can be a legal investment that allows homeowners to cut their expenses of repairing and replacing home appliances and systems. Consumers do their best to develop a good plan to maximize their savings. Part of determining the best strategy is understanding all the costs associated with a particular policy. This article provides an overview of the cost of a warranty home policy to understand the average cost of coverage in 2022.

How Much Does a Home Warranty Plan Cost?

Start-up costs include a premium and a service fee for most home warranty plans. These are direct costs. These costs vary from plan to plan and depend on several factors. These include the type of plan, the extent of warranty coverage, and the condition of the home and appliances. In addition, the price of the home warranty depends on the size and type of residence, or even the number of the services covered and additional items.

  • When these variables are considered, the average home warranty premium costs between $300 and $600 per year. Most companies allow monthly payments, so the typical monthly price for a home warranty is between $25 and $50.
  • These average base warranty prices for homes do not include service fees that must be paid each time the homeowner makes a claim. It can be $50 or $75, but a service charge of $125 or $150 is also possible. Again, it depends on the plan under consideration.
  • Depending on the repairs and services required during the year, the private owner may spend $850 less than they would have paid. Replacing a $2,000 refrigerator with one of these rates would save the owner significantly. However, some home warranties have indirect costs to consider.

Indirect costs

Many warranty plans, like insurance plans, are deductible. It can be a few hundred dollars or more. Coverage limits should also be considered. Some programs have a limit on what they pay back. Most policies cover the remaining costs after unit and service fees are deducted. However, when this would reach the coverage limit, the plan would no longer pay for repairs for the rest of the year.

How to find the most cost-effective plan?

Ultimately, there is a wide variation in the cost of a home warranty. Homeowners need to conduct their surveys, review various policies, and assess direct and indirect costs. Your research will reward you. The amount you spend on the excellent home warranty will be less than the average price to repair the appliance.

Complete Care Home Warranty

You have to be very careful in choosing the right option for your needs. There are different factors to keep in mind before selecting a warranty company. An efficient home warranty contract is the one that suits your budget and covers maximum appliances and systems. However, you have to ensure that your desired devices and systems get protected instead of useless systems or gadgets. At Complete Care Home Warranty, we know that you know better about your home. That's why we've designed different service plans so you can choose what works for your home and your budget.


I believe in making the impossible possible because there’s no fun in giving up. Travel, design, fashion and current trends in the field of industrial construction are topics that I enjoy writing about.

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