5 Ways to Prevent Auto Insurance Claims

June 2, 2022

Auto insurance claims are a cost of doing business, and they should not be taken lightly. The higher the auto insurance premiums, the more likely it is that an accident will happen.

There are many ways to prevent these claims from happening, such as installing anti-theft alarms in your car for example.


Car accidents can happen to anyone; they are not just a huge cost to the insurance company but to the driver as well.

The biggest cause of car accidents is faulty roads and reckless driving, especially by those in a rush or distracted by their cell phone. In a distracted driving accident there are also a number of different types of distractions that can lead to an accident that have a main categories of distracted driving.

How to Prevent an Auto Insurance Claim?

There's a lot you can do to avoid getting into an auto insurance claim, such as valet parking, keeping your car clean and maintained, and avoiding driving in bad weather. If you get into an accident, pay attention to what's happening around you and communicate with the other party to make sure that everyone is safe and unharmed at the end of it all.

Invest In Good Insurance

Make sure that your insurance coverage is up to date, with a minimum liability limit of $500,000 per person per incident and $100,000 per incident.

Getting good insurance is the key to preventing auto insurance claims, especially if you're involved in an accident that was not your fault. You will be protected financially and your car will be fixed without any undue stress.

Take Note Of The Details

Have a friend or relative write down all the details of the accident so you can begin writing your claim immediately after coming out of the accident.

It's best to not leave this too late, since most insurance companies have a strict time limit for filing claims in court.

If you do need to file a claim it's important to hire an experienced attorney like Horst Shewmaker, one that specializes in accident claims. You should also hire a personal injury lawyer who has experience handling auto accident and injury cases. Click URL here to hire it.

Also, any medical care involved should be paid for by the other party's insurer as well. In addition, you can find a personal injury lawyer at https://www.chrishudsonlaw.com/.

Be Detailed With Your Report

Do not leave anything out of your report by providing everything that you would expect to need when filing a claim with any insurance company, including your car's policy number and the license plate number if available.

Adding more details will help to prevent any confusion, accusations, or delays to the payout on your claim.

Be Honest About Anything Up to You

When answering questions from your insurance company, always be honest and accurate with them; do not withhold information on anything that you feel is important.

This might include the presence or absence of seatbelts, etc.

File Insurance Claim Immediately After The Accident

Do not wait too long to file your claim after the accident occurs!

If you do wait too long before filing your claim, especially if this is a major accident affecting you and others, you might be denied when it comes to paying damages.


I believe in making the impossible possible because there’s no fun in giving up. Travel, design, fashion and current trends in the field of industrial construction are topics that I enjoy writing about.

Leave a Reply

Your email address will not be published. Required fields are marked *

Related Posts

April 1, 2023
Adrienne Bailon House: The Calabasas Palace

Who is Adrienne Bailon? Adrienne Bailon is a prominent American Television personality. She is a singer and actress. Furthermore, she was born in New York City on October 24, 1983. Adrienne is also known for co-hosting a show named "The Real."  Additionally, she married an American singer and songwriter, Israel Houghton, in 2016 and has […]

Read More
April 1, 2023
Benefits of Airbnb Management Vancouver

Vancouver has emerged as a sought-after tourist hotspot with its picturesque natural landscapes and bustling urban culture. Property owners in the area can benefit immensely from the Airbnb platform, which has revolutionized the tourism industry. Nevertheless, managing an Airbnb listing is not for the faint-hearted, as it demands significant time, effort, and proficiency. Luckily, professional […]

Read More
April 1, 2023
The Jackson House: The Tampa Residence

The Jackson house is a well-known historic building in Tampa that played an essential role during segregation. It's also famous as Jackson Rooming house. Furthermore, it was established and owned by Sarah and Moses Jackson. During the segregation era, it served as accommodation for African-Americans. At that time, they were not welcomed in top-notch hotels. […]

Read More


Welcome to Urban Splatter, the blog about eccentric luxury real estate and celebrity houses for the inquisitive fans interested in lifestyle and design. Also find the latest architecture, construction, home improvement and travel posts.


linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram