It can be scary to have suffered damage to your home. You may be facing significant costs to repair the damage, as well as potential lost income from being unable to use the space. Hiring a lawyer may be the best way to make sure you are fairly compensated for such losses. Here are some signs that it is time to hire a home property damage lawyer. Knowing these signs could help save you a wealth of time, stress, and money in the long run.
You Didn't Receive a Fair Settlement
If you file a claim with an insurer and they give you an offer that seems too low, it may be time to get legal help. A lawyer who specializes in these types of cases can review the details and negotiate with the insurer to make sure you get a fair settlement. If the insurance company won't budge, then your lawyer will be able to advise on all of your legal options. For instance, while the average payout for a settlement is around $14,000, this number might be way too low if the damage is significant. Your lawyer will be able to help you get the money you deserve.
You Have a Complex Situation
If your home damage case is more complicated than just filing a claim with your insurer, then it might be time to hire a lawyer. For instance, if you have suffered damage due to faulty construction or shoddy materials used in the building of your home, then that requires more expertise and in-depth knowledge of property laws than an insurance claim does. A lawyer will be able to help you navigate these sorts of claims and might refer you to possible personal injury attorneys if the damage is caused by a third party. Alternatively, if you have undergone damage due to a storm, flood, or other natural disasters, then it will be important to hire a lawyer who is familiar with that region and the type of property damage you are dealing with.
You Have Unpaid Claims
For some reason, insurers often think they can get away with not paying claims. This is unacceptable and needs to be addressed legally before more time passes. If you have repeatedly tried to get a response from your insurer but have been unsuccessful, then it may be time to bring in legal help. A lawyer can review the paperwork and contact the insurance company on your behalf so that they are held accountable for their actions. This could save you a lot of hassle and stress in the long run.
The Damage Is More Severe
Almost half of all the home insurance claims in the lower states are due to damage from winds, not tornadoes. Many people might think that it's not worth hiring a lawyer for "minor" damage, but that isn't always the case. If the damage is extensive enough, and you are facing significant costs to repair it, then getting help from an experienced property damage lawyer might be your best bet. They can help get you the money you need to make repairs quickly and get your home back to its former glory.
The Bottom Line
When it comes to property damage, hiring a lawyer might be the best way to make sure you are fairly compensated for any losses. Knowing the signs that it is time to hire a home property damage lawyer can save you a lot of time and stress in the long run. These signs include not receiving a fair settlement from your insurer, having a complex situation such as faulty construction or shoddy materials used in the building of your home, having unpaid claims, and facing extensive damage.