6 reasons to buy travel insurance when studying in Australia

April 10, 2023

Buying travel insurance is one of the most important things you should do before studying in Australia. Because? Here are several reasons.


Too expensive healthcare for foreigners

Health in Australia for foreigners is paid and very expensive. If you have an emergency and need to go to the hospital, it will cost you more than $100 AUD and this is if they don't need to do any tests or give you medicine. If you have to spend a night in the hospital, it will cost you from $300 AUD to $1200 AUD. If we talk about surgical interventions, the prices go up and can be between $10,000 AUD and up to $50,000 AUD.

Diseases do not warn

If you think that taking out health insurance is an 'unnecessary expense' or you are one of those who say 'nothing ever happens to me' or 'I never get sick'... Be careful!

You can never know when you are going to have an accident or when you are going to get sick. Illnesses and accidents do not warn or wait for you to return home...

Enjoy without worry

Enjoying is one of the objectives of your trip in Australia, right?

During your studying in Australia you will move more than ever to explore this wonderful country to the fullest: plane, taxi, bus, subway, bike, train... And you will do a lot of new and fun activities: sleep in a tent on the beach, surf, walk through the jungle, try new foods and drinks, skydive...

If you take out travel insurance, you can do everything calmly and without worrying.

Complementary coverage

A good travel insurance will cover your health and will also include other complementary coverage that is very useful and equally important for your trip. For example, IATI Seguros, a provider that we recommend, offers you:

  • Repatriation: If something really serious happens to you, like a serious illness or an accident, the insurance takes you home for $0.
  • Family support: If you need it, the insurance helps you move a relative to Australia, for example if you are going to be hospitalized. Additionally, if something serious happens to a direct relative, IATI takes you home.
  • Legal coverage: both civil liability if unfortunately you hurt something/someone as well as legal defense if you find yourself involved in a legal travel incident.
  • Help and compensation if the trip does not go well: problems with flights, loss of luggage or if you are robbed at the destination.
  • Possibility of extending your policy: for extreme and adventure sports that not all insurances usually cover.

Help and support guaranteed

When you have an emergency and you're nervous, it's hard to know what to do and how. Having good insurance is ideal to support you in these situations. 

The student visa is over and nobody covers you

If your intention is to apply for a student visa, the Overseas Student Health Cover (OSHC) covers 100% of your medical emergencies. 

Is it enough to be safe during your trip to Australia? YEAH. Is it advisable to take out other extra insurance? Well, you will also opt for the complementary coverages that we have explained previously.

Above all, you should remember that you will need to take out travel insurance when your student visa runs out and you decide to switch to a tourist visa to explore the country.

OSHC insurance ceases to be valid at the time your student visa expires or is cancelled.


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