4 House-Buying Options to Consider

November 22, 2023


After working hard to save money for a house downpayment, realizing you have enough to go shopping can be an exciting prospect. However, that excitement can soon become stress when you realize just how many house-buying options there are. House shopping can undoubtedly be stressful, but research might make a world of difference. Learn about these house-buying options below to help you make a well-informed purchasing decision.

House and Land Packages

A house and land package describes being able to buy a piece of land and a house plan with all the planning done for you. The house isn’t yet built, but all the groundwork has been done for a straightforward and stress-free buying experience.

All you have to do is choose the house and land package you like in a pre-selected location and sign on the dotted line. Once your downpayment has changed hands, your preferred house and land package provider will get to work building the house just for you. They’ve already taken care of all those stressful tasks like selecting a home to suit council and subdivision guidelines and calculating all site-related costs.

A New Build

If house and land packages aren’t available in your preferred area, you might consider a newly constructed home on a plot of land. This can involve buying a section that’s suitable for building and designing your dream home with the help of architects and interior design experts. You can then work with a design and build company or hire a building company to bring your grand plans to life.

Building a new house from scratch can be just as rewarding as buying a house and land package. However, there are typically more steps from purchasing the land until your key goes in your new front door for the first time.

A New Buy

If you don’t like the thought of remodeling an existing home or have time to build a house yourself, you might consider buying a new one. Many new builds on the market have been made for no homeowner in particular. You get all the rewards of a new home but none of the hassle of finding land and building it yourself. However, it’s worth being aware that such homes can often be more expensive than those you build yourself or buy through a house and land package.

A Fixer-Upper

Not everyone’s house budget extends to a brand new house on their dream plot of land. We all have to start somewhere, and it’s sometimes at the bottom of the property ladder. This can sometimes mean that the only properties within your budget require TLC.

Fortunately, many such properties are affordable, and you can make changes as your budget allows. There are also many budget-friendly renovation ideas on the internet you can explore on your journey to making your new house a home. Fixer-uppers aren’t for everyone, but the right house at the right price might see you selling it at a profit and moving up the property ladder before long.

You are spoiled for choice when it comes to house shopping. If you’ve got a downpayment, start exploring these property options above. It might only be a matter of time before you’re moving into your first home.


Urban Splatter

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