Tips To Make A Good Real Estate Purchase

April 15, 2024

 

Do you want to become a homeowner or buy a larger home? Do you want to live closer to your work? Minnesota Home Guys offers you personalized support during all stages of your purchase. To acquire a first home, a primary or secondary residence, depending on your needs, we provide you with the keys to success!

1st point: Define Your Needs And Find The Property That Best Suits You

Define Your Needs And Expectations

Depending on your lifestyle, your needs, and your wants, you will look for a property that meets your criteria. House, apartment? Location, area, features? New construction, second-hand or investment? With or without work? Terrace, balcony, garden? First, define your needs, your expectations, and the type of property you want to buy.

Find the Right Financing

What is the maximum budget you can invest and how to raise this amount? What installments can you pay on your mortgage? Credit institutions and banks will allow you to set up an appropriate financing plan and determine how much you can get for your purchase. A selection of products that correspond to your wishes.

On the Minnesota Home Guys or by contacting your agency, you can access all our offers of houses and apartments for sale that you desire. Your advisor will also help you save time by preventing you from visiting uninteresting properties and directing you to the accommodation that best meets your expectations.

Visiting Selected Properties

Your Minnesota Home Guys advisor is at your side during each visit, allowing you to precisely discover all the advantages of the accommodation and avoid unpleasant surprises. The visit should allow you to know if the property corresponds to what you expect; possibly, it will allow you to readjust your selection criteria according to the reality of the market.

2nd Point: Buy Your Property

Agreement with the owner and consultation of documents. When to move? What furniture will remain in the accommodation? Is the technical diagnostic file complete? What are the monthly charges, and property taxes? So many questions to ask, and so many answers you will get from your Minnesota Home Guys advisor.

Signing of The Deposit Contract

How to interact with the seller safely, how much to pay, and what documents to send? Your Minnesota Home Guys advisor will also guide you on your rights and obligations, checking the suspense conditions or choosing a notary.

Prepare The Financing File

It is about managing the financing of your purchase. What type of credit to request? How to secure the loan? Which entity to go to?

The Residency advisors also advise and support you in these steps.

Prepare your Move

Do you do the move alone or hire a professional? What transfer date have you chosen? If you are a tenant, on what date should you vacate your home? You will also have to terminate any contracts related to your current home (subscriptions, insurance, etc.).

3rd Point: Become The Owner Of Your Property

Sign The Deed Of Sale Before A Notary

This signature marks your final purchase. At this point, it will be essential to gather several documents such as identity documents (including the NIE, and foreigner's identity number), the debt certificate (if any), the community certificate (if any), the IBI (property tax real estate) up to date with payment, water and electricity up to date with payment and the mandatory technical diagnoses: Habitability and energy.

Move Into Your House Or Apartment

Anticipate your move from a practical point of view: Your Minnesota Home Guys advisor will accompany you in the process of changing the name of water and electricity.

Receive the Property Deed

From the day of signing you have one month to pay the various taxes. Once the notary has the deed, he will send you the invoice, which once paid, you can go pick it up to take it to the property registry, along with all the receipts of the different taxes paid (without these receipts, the property cannot be registered. writing). After a while, the registry will send you your invoice and once paid you can go and collect the final deed.

 

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